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Today’s chapter, we will classify quick USSD loans to Mpesa that you can access without a smartphone.
In Kenya, Microlending the fastest and easiest way which people use to access money. Whether you need to get a quick loan to increase your biashara stock or to pay school fees, a USSD code will save you.
You can still access instant mobile loans to Mpesa when you have a feature phone (kabambe / Mulikamwizi / button phone ) or have no access to the internet or your smartphone is not compatible with most of the loan apps.
This is made possible by some lenders who provide USSD codes – numbers that you can simply dial from your phone and access quick loans.
In addition to mobile loan apps, these lenders have USSD codes for loans in Kenya and here is the list;
Instant USSD Loans in Kenya
Timiza Loan
Timiza Loan is offered by Absa bank formerly known as Barclays bank. To access a loan from Timiza, dial *848# and follow the instructions provided.
Eco Bank
Eco Bank Kenya understands perfectly well that you don’t have to own a smartphone to need a quick loan. They have made it easy by providing a USSD number for each country they operate in. In Kenya, to access the quick USSD loan just dial *335#.
HF Whizz Loan App
HF Whizz loan app is made available by the Housing Finance Corporation (HFC). You can easily access a USSD loan by just dialing the following number on your mobile number *618#.
Jamii Bora Bank
Moreover, Jamii Bora Bank has also not been left behind on this wagon of offering loans to clients using USSD numbers. Their USSD code is *344# and once you follow all instructions as provided, the money will be sent to your Mpesa. Please note this applies to their customers only.
Sidian Bank
Sidian Bank formerly known as K-rep bank is the last on this list of 10 quick USSD loans to Mpesa. Simply dial *527# and you will be all set.
Equity Bank
Equity bank has been named by Business daily as the best bank in Kenya. It does not charge excessive interest charges on its borrows neither does it have stringent conditions. If therefore you would like to access an instant USSD loan from Equity bank, it is very easy.
Just dial *247# and you will be redirected on the steps to take. You can also download the Eazy 247 app from both the play store and the App Store.
ALSO, READ – How To Start Butchery Business in Kenya Guide
Stanbic Bank
Stanbic Bank offers its customers quick USSD loans to their Mpesa. All that one needs to do is to dial *208# and you will be on your way to getting funded.
Mco-op cash Loan
If you own a business account with a Cooperative bank, you can access a quick USSD loan. One only has to dial *667#.
KCB Mobi Bank
KCB Bank Mobi loan ranks number 1 among the 10 quick USSD loans to Mpesa. Just dial *522# and enter your pin to proceed.
Credit Bank
Through *669# any Credit Bank customer can easily access a loan to their Mpesa. Discover the world of infinite possibilities through the credit Bank.
PesaPap USSD Code
A product of the family bank. To access loans kindly dial *325# and proceed with the next instructions.
Okoa Mia Loans USSD Code
Loans can be applied for by dialing USSD Code *628# from your phone’s.
PesaPata Loan USSD Code
A product of Paddy Microfinance. To get loans from PesaPata, dial *269# and proceed with the next instructions.
Zenka Loan USSD Code
Apart from downloading Zenka Loan App, loans can also be accessed by dialing *483*101# from your phone.
