Tai Sacco gets members from Kenya and abroad. According to reviews, it’s the best Sacco to join if you want to earn high dividends, get a loan cheaply and also invest wisely. Below we provide important details you wish to know about the Sacco:
Monday – Friday { 8:30 A.M. – 4:00 P.M. }
Saturday { 8:30 A.M. – 12:00 P.M.}
Sunday & Public Holidays {Closed}
EMAIL:info@taisacco.coop
PHONE:020-2010334
GROUP MEMBERSHIP
This includes; Corporate, Chamaas, Self-help Groups etc. To join the Sacco one needs to;
- Complete group membership application form. (click here to join)
- Attach minutes of the group’s meeting resolving to join TAI Sacco.
- Attach the group’s constitution.
- Attach copies of Identification Cards, Passport and photos of authorised signatories.
- Attach copy of group’s registration certificate.
- KRA PIN Numbers (Where applicable)
NOTE: Upon successful completion of membership registration, 3 mandatory accounts are created; Savings Account, Share Capital and Non withdrawable Savings Account which is also Multiplier Account for loans.
Category Registration Share Capital
Individual 500 1000
Joint 500 1000
Group 500 1000
Individual Membership
To join the Sacco one needs to;
- Complete Membership Application Form
- Completed Nominee Declaration and Tai Sacco Indemnity Form
- Attach copy of Kenyan National Identity Card or Valid Kenyan Passport
- Attach coloured passport size photograph..
- Copy of KRA PIN Number
Joint Membership
To join the Sacco one needs to;
- Complete Membership Application Form
- Attach copy of Kenyan National Identity Cards or Valid Kenyan Passport for both applicants.
- Attach coloured passport size photograph for both applicants.
- Copy of KRA PIN Numbers
Visit Tai Sacco website and fill the fllowing details:
- Account Type –Select one! Select An Option. Junior Account. Special Account Other (Specify) Staff Account.
- Full Namesas per the id.
- Date of birth.
- Nationality.
- Location.
- Current Residence.
- ID No.
- Email. email.
Diaspora Banking
DIASPORA MEMBER ACCOUNTS
Designed to provide you with everyday services no different from if you were home. Open your account and stay in control from anywhere in the world through Online Banking as you earn interest and bonuses on your money.
- Transfer funds through M-Pesa to anywhere in Kenya and make wire transfers to any bank, Kenya and worldwide.
- Set up standing orders to any TAI SACCO account or other bank accounts.
- Communicate and give instructions via Secure email.
- Pay your taxes due to Kenya Revenue Authority (KRA)
- A dedicated Account Relationship Manager
- Receives incoming funds transfer on Local Currency.
- Free intra-account transfers.
Visit Tai Sacco and open an account online.
International Money Transfer
Transfer Partners:
- Western Union
- Swift (International Bank Transfer)
- Local Bank Transfers
- M-PESA
- Acess to a debit card and cheque book.
- Bulk Payments
Get cost-effective rates for multiple or large sets of transfers with our flexible bulk payment solutions that allow you to transact
- API Integration
- Mobile Money
Enjoy secure, convenient and low-cost payments with real-time settlement when you use Mobile Money for your banking. This solution offers easy reconciliation and you can easily transfer money from your TAI SACCO account to M-Pesa instantly.
These covers include Life Insurance (Education & Investment), Medical Insurance, Motor insurance, Fire and burglary etc. You can equally enquire on any other insurance of your need.
The Sacco will help you buy Land at a place of your choice, they scout for you, negotiate the best price and help you through the buying process.
DIASPORA MEMBER LOAN PRODUCTS
Asset Finance
TAI SACCO assists Diaspora members to acquire Land, new and used movable assets at competitive interest and flexible repayment period.
If you have land you want to build apartments on it, contact Tai Sacco for Asset Finance.
Construction Loan
They finance the construction of single-family homes and condo/apartment buildings.
Secured Loans
Leverage on your personal assets such as car, home or personal savings to secure a loan at very competitive interest rates.If you own a car,use the logbook to take a loan and develop with it.If you have land,use the title deed to secure a loan.
ORDINARY SAVINGS ACCOUNT
Ordinary Savings Account Features
• Accepts deposits in cash and cheques
• Members can channel their monthly proceeds like business proceeds, tea payment, coffee, milk, salary, pension etc.
• Internal cheque book for corporate customers.
• Low minimum operating balance.
Ordinary Savings Account Benefits.
i) Easy Cash withdrawals from this account can be made via:
– Over the counter,
– By the use of an ATM Card (CenteVisa Card)
– Through your Mobile phone by dialing *645#.
ii) Unrestricted cash and cheque deposits.
iii) No hidden fees/ charges.
iv) Online banking and mobile banking opt-in option
Application Requirements
• Completed Account opening form
• Valid identification document including the following:
– Original and copy of National ID Card
• A photo will be taken at our banking premises
BUSINESS ACCOUNT
Features and Benefits of a Business Account.
• Enjoy a personal cheque book service
• Enjoy flexible standing orders
• Access to overdraft (chap chap) and business loans
• Visa Branded ATM Card
Individual Requirements
• Original and copy of national ID or Passport
• Passport size photo (also available at the branch)
• Referee details
Requirements for Corporates and registered companies
• Certificate of incorporation /Registration
• KRA Pin Certificate
• Original & copies of directors’ ID
• Original & Copies of AOA, MOA or By-laws
• Signed resolution to open account with us
• Signatures for authorized user(s)
• Photos of account holder (Can be taken at our banks)
Special Account
ransact and access your savings regularly. You can deposit through our paybill No. 644700, withdraw by use of Visa Branded ATM and transact using your Mobile phone by dialing *645#.
Features
• Accepts deposits in cash and cheques
• No minimum operating balance.
Application Requirements
• Completed Account opening form
• Original and copy of National ID Card
• A photo will be taken at our banking premise
FIXED DEPOSIT ACCOUNT
Features.
- This account period is 3,6,9 or 12 months
- Minimum deposit is Kshs. 20,000
- Attractive interest earning.
Benefits
- Competitive interest rates for the period the money is held in the account.
- Short term investment Plan, ranging between 1 to 12 months.
- Get to enjoy risk free returns on your your fixed savings deposit investment.
MICRO-CREDIT (GROUP ACCOUNT)
MICRO-CREDIT (GROUP ACCOUNT)
This product is tailored to suit the needs of investment registered groups in the Micro credit membership. Loans can be granted to indivudal sustanon for sale group members or to the entire group (Chamaa)
Account Features
Automatic loan to group members
• Free financial advice
• Affordable loan interest rates on loans
Requirements:
• Registration Certificate from the Ministry of Culture & Social Services
• Constitution of group
• Minutes of the meeting appointing the group’s signatories
• Identification card and one passport sized photograph for all officials.
• List of all group members, their contacts (including physical address)
and their business activities.
HOLIDAY ACCOUNT
HOLIDAY ACCOUNT
Open a holiday savings account and enjoy during the festive seasons
Features
• Low minimum opening balance
• No ledger fee
• No minimum balance
Tai Sacco Head Office & Githunguri Branch
Githunguri Town
Phone: 0734466969
info@taisacco.coop
Mon, Tues, Wed, Thur, Fri, Sat, Sun
Gatundu Branch
Gatundu Town
Gatundu
Phone: 0736916600
Mon, Tues, Wed, Thur, Fri, Sat, Sun
Kamwangi Branch
Gatundu North
Kikuyu
Phone: 0736916564
Mon, Tues, Wed, Thur, Fri, Sat, Sun
Kagwe Branch
Kagwe Town
Phone: 0736916557
Mon, Tues, Wed, Thur, Fri, Sat, Sun
Kigumo Branch
Kigumo Town,Next to the Market
Phone: 0773721037
Mon, Tues, Wed, Thur, Fri, Sat, Sun
Ruiru Branch
Ruiru Town
Phone: 0725992902
Mon, Tues, Wed, Thur, Fri, Sat, Sun
Thika Branch
Thika Town,
Phone: 0705947818
Mon, Tues, Wed, Thur, Fri, Sat, Sun
Githurai Branch
Githurai 45
Phone: 0789464805
08:30 AM – 04:30 PM
Mon, Tues, Wed, Thur, Fri, Sat
Kimende Bank
Kimende Town
Phone: 0718229002
Mon, Tues, Wed, Thur, Fri, Sat, Sun
Nairobi Branch
Adjacent St peters cleavers near ,OTC
Nairobi
Phone: 0714914057,020-2010334
info@taisacco.coop
09:30 AM – 06:30 PM
Mon, Tues, Wed, Thur, Fri, Sat, Sun
Nakuru Branch
Nakuru
Phone: 0712 569 669
08:00 AM – 04:00 PM
Mon, Tues, Wed, Thur, Fri, Sat
Tai Sacco offers personal and business loans. If you want to take a loan to buy land, build a house and also for emergency, contact Tai Sacco and they will show you how to apply and requirements.
Enjoy upto Kshs. 20,000.00 mobile phone advance credited to your Mpesa with a maximum repayment period of 30days.
Requirements
- Must be a registered Mobile Banking User – Spotcash
- Must have a minimum of Kshs. 1,000 in NWD
- The savings account should be healthy.
Steps
- Dial *645# and select E-loan option, follow the simple and friendly step by step procedure.
- The requested amount is credited on your Mpesa account.
To qualify for a loan from the Sacco one should meet the following requirements:
- Be an active member of the Sacco with regular deposits contributions
- Must have paid (or is paying) the minimum share capital requirement by the Sacco
- Must have been a member of the Sacco for at least three months
- Must have a regular source of income to support loan repayment (salary, business, farming etc.)
- Must provide security to for the loan applied for such as guarantors, logbooks, title deeds etc.
- All deductions should not exceed 2/3 of gross salary
- Three most current pay slips certified by the employer
- Must have good loan repayment history i.e. no adverse CRB listing.
- Registration of the groups from respective government authority
- Group
- Duly signed minutes to join Tai
- A List member duly signed by
- Copies of members’ National identification cards. (ID Copies).
- Introduction letter from the
| NAME OF AGENT | BUILDING & STREET | TOWN | |
| 1 | PAUL WAITURU WACHIRA | KAMBAA | GITHUNGURI |
| 2 | JEREMIAH GICHIA KIHENJO | GITHUNGURI BUS PARK | GITHUNGURI |
| 3 | JEREMIAH GICHIA KIHENJO | GITHIGA MARKET | GITHIGA |
| 4 | BEATRICE WAIRIMU NJERI | KAMBURU | KAMBURU |
| 5 | JOEL NDUNG’U WANJIRU | NEXT TO KIHOTO | GITHUNGURI |
| 6 | PHILIP WAIREGI KIARIE | MUNDORO SHOPPING CENTRE | MUNDORO |
| 7 | GATUNDU MODERN MARKET | GATUNDU MARKET | GATUNDU |
| 8 | JANE WANJIKU KARANJA | KURI PETROL STATION | KURI TOWN |
| 9 | JOHN KAMAU WAWERU | NDARUGU | NDARUGU |
| 10 | JANE WANJIRU KIRUTHI | GITUAMBA | GITUAMBA |
| 11 | TERESIA WANJIKU KARIUKI | KANYONI | KANYONI |
| 12 | EDWARD IRURA MWANGI | MATAARA SHOPPING CENTRE | MATAARA |
| 13 | LUCY WANJIRU NJOROGE | GACHEGE | KAMWANGI |
| 14 | MARGARET WAMBUI MWANGI | MUGAINI CENTRE | KAMWANGI |
| 15 | JANE WAIRIMU NGANGA | WARURO BUILDING | GAKOE |
| 16 | GEORGE MUIRURI MWANGI | MUNGERE SHOPPING CENTRE | MUNGERE |
| 17 | PETER KINUTHIA NDUNGU | KEPHA HOUSE | KAGWE |
| 18 | MARGRET WANJIKU GIOKO | GATAMAYU TRADING CENTRE | GATAMAYU |
| 19 | GEORGE NGANGA NDATHE | NJAGU | KIANGUTU |
| 20 | STEPHEN KAMAU THANDI | NYAKIO BUILDING – GITWE | GITWE |
| 21 | JAMES MWATHA WANJIKU | KIBICHOI MARKET | KIBICHOI |
| 22 | ORARE ARUMBA ALFRED | KIMBO STAGE | RUIRU |
| 23 | LILIAN MUGURU MWANGI | MURERA MATANGI | KIMBO |
| 24 | MARTIN MWANGI CHEGE | MAKONGENI NEAR MARKET | MAKONGENI |
| 25 | MANCHESTER TRAVELLERS COACH LIMITED | STAGE VIEW | THIKA |
| 26 | SAMUEL NJOROGE GITAU | KAVISON | GATURA |
| 27 | JOSEPH WAKABA NJAU | LODWAR STREET | THIKA |
| 28 | ELIZABETH WANJA KIHINGO | NEAR ACK- WITEITHIE | WITEITHIE |
| 29 | BEATRICE WANJIRU MWANGI | GITHURAI MARKET | GITHURAI 45 |
| 30 | JOSEPH JOMO KIBE | GITHIRIONI CENTRE | GITHIRIONI CENTRE |
Tai Sacco Mpesa Paybill Number is 644700
M-PESA PAYBILL
Both members and non-members can be able to deposit direct to the Sacco using Mpesa Paybill No. 644700
STEPS
- Go to Mpesa Option in your phone select >Lipa Na Mpesa>Pay bill.
- Enter Business No. 644700.
- Enter Account No. (Could be Savings, Group, Loan or Shares account).
- Enter the amount, your Mpesa PIN No. and complete the transaction.
Note:
- Group members can deposit to their group account directly.
- Non-members can deposit to an existing account.
- Loan repayment can be done directly to a loan account provided loan account is entered correctly.
Physical Location: Tai Sacco Head Office, Githunguri Town, Kiambu County
Postal Address: P.O. Box 718-00216 Githunguri.
Telephone No: 0705 110643
Email: taihousing@taisacco.coop
Facebook: Tai Housing Coop
Twitter: @taihousingcoop
